CashBack+ is a rewards feature in Digital Banking that lets you earn cashback while shopping at your favorite brands. Instead of using a credit or debit card, you purchase digital gift cards with your Stanford FCU spending or savings account. The brands and offers are personalized for you and updated regularly, making it easy to earn cashback on everyday purchases.
CashBack+
Cashback, no credit card needed
More ways to earn with Stanford FCU
Unlock extra rewards with CashBack+ and CashBack+ Pay. Browse exclusive cashback offers from brands you love right inside Stanford FCU’s Digital Banking or the CashBack+ Pay app and earn up to 20% back on everyday purchases. Stanford FCU members have already earned more than $574,000 in cashback!
A more rewarding way to shop
Earn cashback on everyday purchases when you buy a CashBack+ gift card in Stanford FCU’s Digital Banking. Use the CashBack+ Pay app to purchase in-store or online from your mobile device, and the Chrome browser extension to purchase online from your desktop computer.
For example, buy a $100 gift card with a 20% reward and you’ll instantly receive $20 in your CashBack+ balance. You can transfer it to your Stanford FCU spending or savings account. There’s no cap on how much cashback you can earn.
Earn cashback on everyday purchases when you buy a CashBack+ gift card in Stanford FCU’s Digital Banking. Use the CashBack+ Pay app to purchase in-store or online from your mobile device, and the Chrome browser extension to purchase online from your desktop computer.
For example, buy a $100 gift card with a 20% reward and you’ll instantly receive $20 in your CashBack+ balance. You can transfer it to your Stanford FCU spending or savings account. There’s no cap on how much cashback you can earn.
Two ways to earn cashback
CashBack+ Pay is built for everyday purchases right at checkout. Buy a digital gift card on the spot, in-store or online, so you can earn cashback as part of how you already pay with no advance planning needed.
CashBack+ in Digital Banking works more like a browse and buy experience, where you explore offers and purchase gift cards ahead of time for planned or larger purchases.
CashBack+ Pay is built for everyday purchases right at checkout. Buy a digital gift card on the spot, in-store or online, so you can earn cashback as part of how you already pay with no advance planning needed.
CashBack+ in Digital Banking works more like a browse and buy experience, where you explore offers and purchase gift cards ahead of time for planned or larger purchases.
CashBack+ Pay
This app makes earning cashback even easier. Instead of pulling out a debit or credit card, just buy a digital gift card in the CashBack+ Pay app for the exact amount you need at checkout, in-store or online. Your code arrives in seconds and is ready to use right away. No more leftover balances on gift cards.
Download the CashBack+ Pay app for iPhone or Android to start earning instant cashback. Prefer shopping on a desktop? Use the Chrome extension for online purchases.

This app makes earning cashback even easier. Instead of pulling out a debit or credit card, just buy a digital gift card in the CashBack+ Pay app for the exact amount you need at checkout, in-store or online. Your code arrives in seconds and is ready to use right away. No more leftover balances on gift cards.
Download the CashBack+ Pay app for iPhone or Android to start earning instant cashback. Prefer shopping on a desktop? Use the Chrome extension for online purchases.

Using CashBack+ in Digital Banking
Buy CashBack+ gift cards right inside Digital Banking using any Stanford FCU deposit account. Your gift card is delivered to your email and saved in your CashBack+ wallet so it’s ready whenever you want to use it online, in-store, or send to a friend.
How it works
- Visit CashBack+ in Digital Banking
- Click the Offers icon to view or search your offers
- Select a brand to see more details and choose an amount
- Click the Select Gift Card button
- Choose a Stanford FCU account to pay for your gift card (an account will appear automatically, but you can change accounts by selecting the Edit button)
- Select Confirm to purchase your gift card
- The gift card will be stored in your CashBack+ wallet and a confirmation will be sent to your email. Your cashback will appear under the Cashback tab.
Buy CashBack+ gift cards right inside Digital Banking using any Stanford FCU deposit account. Your gift card is delivered to your email and saved in your CashBack+ wallet so it’s ready whenever you want to use it online, in-store, or send to a friend.
How it works
- Visit CashBack+ in Digital Banking
- Click the Offers icon to view or search your offers
- Select a brand to see more details and choose an amount
- Click the Select Gift Card button
- Choose a Stanford FCU account to pay for your gift card (an account will appear automatically, but you can change accounts by selecting the Edit button)
- Select Confirm to purchase your gift card
- The gift card will be stored in your CashBack+ wallet and a confirmation will be sent to your email. Your cashback will appear under the Cashback tab.
Local and national brands
CashBack+ gift cards are available in the U.S. for some of your favorite grocery, dining, travel and retail brands. They never expire, and each member will enjoy a unique selection of gift card offers curated especially for you. You can also search for specific brands and check back often for new and special offers!
CashBack+ gift cards are available in the U.S. for some of your favorite grocery, dining, travel and retail brands. They never expire, and each member will enjoy a unique selection of gift card offers curated especially for you. You can also search for specific brands and check back often for new and special offers!
CashBack+ frequently asked questions
What's CashBack+?
What's CashBack+ Pay?
CashBack+ Pay lets you earn cashback on everyday purchases right at checkout. Use the CashBack+ Pay mobile app to generate a digital gift card on the spot—online or in-store—using your Stanford FCU deposit account, and earn cashback as you pay. You can also use the Chrome browser extension on desktop to earn cashback when shopping online.
How do I link my Stanford FCU account to CashBack+ Pay?
Linking your Stanford FCU account is easy. When you open the CashBack+ Pay app for the first time, it guides you through a secure setup to connect your account. For security, you’ll need to relink every 30 days.
What if a purchase is returned?
Refunds depend on the brand. Most of the time, the return amount is issued as a new digital gift card.
Why are some brands in-store only?
Some brands are only available in-store because they don’t support online gift card redemption or their online checkout isn’t reliable. We focus on adding popular online brands that give the smoothest experience and keep expanding our offerings over time.
