Navigating the world of banking can be complex

Stanford Federal Credit Union offers banking solutions to simplify your journey.

Open any two products and get a special gift!*

Stanford FCU helps you navigate the world of banking with simple, affordable products. Enjoy the journey with this Stanford backpack!

*Open any two of the following accounts: A checking account, credit card, deposit account, auto, personal, or home loan by December 31, 2019 to receive the gift. Your Personal Banker will contact you. Backpack may differ from the one shown.

Stanford University backpack


alumni and fan cards

  • Choose from three exclusive Stanford alumni card designs and three Stanford Athletics® Fan Rewards card designs
  • 1.99% APR1 for 6 months on balance transfers from another financial institution within the first 60 days2
  • No annual fee, no balance transfer fees, and no foreign transaction fees
  • Earn great rewards
    • 10,000 points if you spend $1,000 on the credit card in the first 90 days of account opening3
    • 3X points on gas, Stanford Bookstore and Travel/Study purchases4
    • 2X points on grocery store, restaurant, bar and DoorDash purchases NEW4
    • 1X points on everything else
    • Redeem your rewards for merchandise, travel, or cash back
  • Rates as low as 11.74% adjustable APR2
  • Check out our Alumni Rewards Catalog to learn more

Credit Union Member Apply Non-member Apply

Apply today by selecting whether you are a Stanford Federal Credit Union Member or not.

  • No minimum balance required
  • Mobile and Online Banking
  • Pay A Friend – send and receive money easily!
  • Two exclusive Stanford Alumni Debit Card designs
  • Access to nearly 30,000 CO-OP ATMs nationwide & 20+ SFCU ATMs on campus, and 6,000 partner branches Branch Locator »
  • 24-hour contact center
  • No foreign transaction fees on international ATM debit card purchases Fee Schedule »

Open Account Today

Existing Members – Please call us at 888.371.8584 or send us a secure message through online banking.

  • Competitive rates
  • Low fees
  • $500 off closing costs of a new purchase or refinance exclusively for Stanford Alumni Association Members (SAA)6
  • Knowledgeable lending team
  • Home loans outside of California
  • Helpful tips on finding the right mortgage

Apply Today

  • Same low rates for new and used cars
  • Up to 125% financing, including tax and license
  • Repayment terms up to 84 months on loans of $25,000 or more See Terms »
  • No payments for the first 90 days7
  • 0.5% APR5 discount auto loans exclusively for Stanford Alumni Association Members (cannot be combined with any other offer) Fee Schedule »

Apply Today

Special Offers

Exclusively for SFCU members
You’re more than a customer at Stanford Federal Credit Union. You’re a SFCU member, and that means special opportunities like the ones shown here.

All Stanford alumni receive:

  • 1.99% APR2 for 6 months on balance transfers from another financial institution made within the first 60 days of getting an Alumni Rewards Visa® Credit Card. After that, the APR will be the same as the current purchase rate of 11.74% – 18.00% APR.
  • Earn 10,000 points if you spend $1,000 on the Alumni Rewards Visa® Credit Card in the first 90 days of account opening3

Stanford Alumni Association members receive:

  • 0.5% APR5 discount on all auto loan rates.
  • $500 off the closing costs of a new purchase or refinance of an existing mortgage.6

New members get up to $500!

join today and get up to $500! Learn more

Personal Bankers

Your credit union has assigned two Personal Bankers for Stanford alumni. You can meet with a Personal Banker at the local coffee shop, at one of our branches or at your office.

Jeanine Hansen
Introducing Jeanine Hansen:
NMLS #760325
Phone: 650.269.7435
Introducing Sonia Lopez:
NMLS #1067155
Phone: 650.847.0745



Join in exciting contests and promotions
You’ll be among the first to hear about one-of-a-kind promotions tied into the Stanford experience. These change out periodically so watch your email, mail and monthly statements for the latest opportunities including:

  • Sweepstakes
  • VIP trips
  • Inside access to popular events

Free Resources

Free Home Buying GuideFree Car Buying GuideHome Buying SeminarOnline Learning Modules

1. APR = Annual Percentage Rate.

2. APR = Annual Percentage Rate. Rate for six months on balances transferred within the first 60 days of account opening. After 60 days it will revert back to standard rate.

3. Does not apply to balance transfers. Additional points credited at the end of the month. $1,000 spend on Alumni Rewards Visa® Credit Card must be made within the first 90 days of account opening.

4. Merchant determines the merchant codes. Gas category includes Service Stations and Automated Fuel Dispensers. Grocery category includes Grocery Stores, Supermarkets, Freezer and Locker Meat Provisioners, Candy, Nut and Confectionary Stores, Dairy Products Stores, Bakeries and Misc. Food Stores. Dining includes Restaurants, Fast Food Restaurants, Bars, Taverns, Nightclubs, Cocktail Lounges and services like DoorDash. Bonus points are capped at $6,000 per year.

5. APR=Annual Percentage Rate. Must be a member of the Stanford Alumni Association. Cannot be combined with any other offer including SFCU membership rewards.

6. Must be a member of the Stanford Alumni Association. May be combined with Stanford Alumni Association membership offers. Cannot be combined with SFCU membership rewards. This offer only applies to Stanford FCU funded mortgages.

7. The Interest will continue to accrue during the 90 day no payment period.

The compensation that SAA receives from the credit card program is used to support activities and services for alumni and students. Visa® is a registered trademark of Visa.

ApplePay™ is a trademark of Apple Inc., registered in the U.S.


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