What is the Secured Credit Card?

If you don’t qualify for another Stanford FCU credit card, you may be offered the Secured Credit Card.

The Secured Credit Card is a way to build or rebuild good credit. The Secured Credit Card uses your savings account, Certificate, or Money Market Account as collateral, and it works just like any other credit card. There are no annual fees, and no cash advance or balance transfer fees. There are no foreign transaction fees on purchases in other countries.

The Secured Credit Card comes with the following features:

  • Online management tools in Card Center, like text alerts and locking/unlocking your card
  • Tap and pay
  • Mobile wallet compatibility
  • Instant digital card for online purchases and subscriptions

The Secured Credit Card also comes with the following benefits:

    View the Secured Credit Card’s rates and fees.

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