FAQs

The branches and offices for Stanford FCU are closed on all federal holidays listed below, unless special hours are noted.

New Year’s Day: Thursday, January 1, 2026
Martin Luther King, Jr. Day: Monday, January 19, 2026
Presidents’ Day: Monday, February 16, 2026
Memorial Day: Monday, May 25, 2026
Juneteenth National Independence Day: Friday, June 19, 2026
Independence Day: Saturday, July 4, 2026
Labor Day: Monday, September 7, 2026
Columbus/Indigenous People’s Day: Monday, October 12, 2026
Veterans Day: Wednesday, November 11, 2026
Thanksgiving: Thursday – Friday, November 26-27, 2026
Christmas Eve: We are open until 2:00pm on Thursday, December 24, 2026
Christmas Day: Friday, December 25, 2026
New Year’s Eve: We are open until 2:00pm on Thursday, December 31, 2026

ATMs and Digital Banking are always open. You can also call us 24/7 at 888.723.7328.

For a list of shared branch locations and hours, visit our ATM and Branch Locator.

Shared branches are available through the Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local Stanford FCU branch. You can also find 30,000 fee-free ATMs through our ATM and Branch Locator.

You can view our convenient hours and locations by visiting our ATM and Branch Locator.

We also participate in shared branching with Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local branch!

You can find a nearby shared branch or fee-free ATM by visiting our ATM and Branch Locator.

Not a member yet? Joining is easy! You can open an account online with Stanford FCU with as little as $5.00. Open your account today!

The transactions you can complete at the shared branches vary by institution and branch, so we recommend checking their website or calling ahead after you find a convenient location.

Some examples of transactions allowed at Co-op shared branches are:

• Cash withdrawals up to $500
• Deposits to your account
• Get account information
• Make loan payments
• Transfer money to another account
• Purchase money orders, travelers checks or official checks
• And more!

For a list of shared branch locations and hours, visit our ATM and Branch Locator.

The hours of each shared branch will vary. For a list of shared branch locations and hours, visit our ATM and Branch Locator.

Shared branches are available through the Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local Stanford FCU branch (some services may be limited). You can also find 30,000 fee-free ATMs through our ATM and Branch Locator.

If you’re local, visit us at a Stanford FCU branch.

You can view our convenient hours and locations by visiting our ATM and Branch Locator. ATMs and Digital Banking are always open!

Yes! We allow members of other credit unions to come into our branches to conduct transactions.

The following transactions are allowed at a Co-op shared branch:

• Cash withdrawals up to $500
• Deposits to your account
• Obtain account information
• Make loan payments
• Transfer money to another account
• Get cashier’s checks
• And more!

Be sure to bring a photo ID. For a complete list of participating shared branches please visit our ATM and Branch Locator.

Not a member yet? Join today!

If you want a banking experience that delivers lower home and vehicle loan rates, higher savings and investment rates, and leading-edge Digital Banking access, Stanford Federal Credit Union is the banking choice for you. We’re a member-owned financial cooperative providing personal service along with convenient nationwide access through Co-op shared branches.

Joining is easy! You can open an account online with as little as $5.00. Open your account today!

We participate in shared branching with Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local branch (with some service restrictions).

You can find a nearby shared branch or fee-free ATM by visiting our ATM and Branch Locator.

Not a member yet? Joining is easy! You can open an account with Stanford FCU with as little as $5.00. Open your account today!

You can find a Stanford FCU ATM, and 30,000 more fee-free ATMs by visiting our ATM and Branch Locator.

If you have a debit card, you can also receive cash back at no charge when you make a purchase at a retail location.

For your convenience, we also participate in shared branching with Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local branch.

For a list of shared branch locations, visit our ATM and Branch Locator.

In addition to STAR^® and Plus, we also use Co-op, with over 30,000 fee-free ATMs nationwide. You can get cash back when you make a purchase at many retailers like grocery stores.

We also participate in shared branching with Co-op, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Stanford FCU accounts at other credit unions throughout the country as though you were at your local branch (some service limitations may apply).

For a list of shared branch locations, visit our ATM and Branch Locator.

Yes. Notary service is available at our branches and we encourage you to make an appointment to ensure a notary is available. There is no charge for members to use this service. Please bring a photo ID.

Not a member yet? Joining is easy! You can open an account with Stanford FCU with as little as $5.00. Open your account today!

Yes, we highly recommend that you schedule an appointment for notary service at one of our local branches to ensure a notary will be available to assist you. There is no charge for members to use this service. Please bring a photo ID.

Stanford FCU does not have Safe Deposit Boxes in our branches

Looking to protect yourself from becoming a victim of fraud? Check out our Fraud Prevention Center for information on online security, resources and tips!

We absolutely will accept coin deposits! We do not have coin counting machines, so you will need to roll your coins before you bring them in for deposit.

You can find a Stanford FCU branch or fee-free ATM near you by visiting our ATM and Branch Locator.

Questions? Contact us at 888.723.7328 or use Chat.

Yes, Stanford FCU members can redeem Series E, EE, and I U.S. Savings Bonds at one of our Bay Area branches. Your accounts must be in good standing and there’s no limit on the number of bonds we can redeem in a single visit. The bonds must be signed in our presence, which can be time consuming.

For special situations like when the payee is a minor, deceased, or has a Power of Attorney, all documents confirming the legality of the payee will need to be reviewed before we can redeem the bonds.