Can you spot the warning signs?

Scammers thrive on urgency, pressure, and emotion—all to make you react before thinking. Here are a few scams that impacted our members. 

Ring, ring...who's there?

A call looks like it’s from Stanford FCU. The caller says there’s an issue and asks for your login info and secure access code. Minutes later, you’re locked out and your funds are gone. It was an impersonator using caller ID spoofing.

• Red flag: We’ll never ask for your login info or secure access codes. Hang up and contact us directly.

An unexpected legal emergency

Someone claims to be law enforcement and says you'll be arrested unless you pay immediately by wire transfer or gift cards. Spoiler: there's no arrest warrant. It's a scare tactic designed to make you panic and react.

• Red flag: Government agencies don’t demand instant payment over the phone. Hang up and verify with the agency.

Are they really that into you?

You meet someone online. The messages are sweet and there’s talk about a future together. Then they ask for money or suggest opening a crypto account to "invest" together. Soon after, they disappear, along with your funds.

• Red flag: If someone you’ve never met in person moves the relationship too fast and asks for money, assume it’s a scam.

Pause before you act

If something feels off, trust your instincts. A quick pause can protect your money. Whenever you’re unsure about a call or text you received, reach out to us directly. Call us at 888.723.7328, use Chat, schedule a virtual appointment.

Psst, if we question you about a large cash withdrawal or wire transfer, we’re not just being nosy—we want to make sure you’re not being scammed!