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Graduate Offers

Special accounts to transition into adulting

Congrats! You've graduated to an exclusive banking relationship 

After all the time and effort you invested to earn your Stanford University degree, we're investing in you. These special offers welcome you to life as a new or recent Stanford grad. 

Free Spending Account with a $100 Grad gift1

The big banks advertise free checking...with minimum balance or direct deposit requirements. There's no catch here. Our High Yield and Everyday Spending Accounts are simply free. They come with an exclusive Stanford Alumni debit card, digital access through our mobile app and a lot more.

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Stanford Alumni Rewards Credit Card—up to $15,000 credit limit2

Show some love to your favorite university! Choose a card with an exclusive Stanford design. Earn up to 5% cashback on Amazon purchases, dining, groceries and more. Forget about nuisance fees—they're not welcome here.

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Auto Loan up to $60,000 with a low rate

When it's time to roll, save some money along the way. Get a loan for a new or used vehicle and finance up to 125% of the cost. You don't need a down payment, and you can wait up to 90 days before making your first loan payment.

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Personal Loan up to $5,000

As you find your place in the world, some extra cash always helps. New job. First apartment. Global travels. Continuing education. Wherever your journey leads, move ahead with a personal loan at a low rate.

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Current members

Review and accept your Grad Offers in Digital Banking.

Not yet a member?

Simply open a free Everyday or High Yield Spending Account.

  1. Open account (choose Stanford Alumni as your eligibility)
  2. Enter GRADOFFERS in the Promo Code field to get your $100 grad gift
  3. Once your account is open, log in to Digital Banking to review and accept your Grad Offers
Accept your offers now—all we need is proof of graduation!
Jeanine Hansen
Personal Banker

Open accounts, get answers and troubleshoot any issues. Your Personal Banker provides all the assistance you need.

Our members and their stories matter most.

Great options and rewards
Using all the great options to help with my goals including their car loan, certificates for savings and wonderful rewards credit card! I love SFCU!
Elizabeth
Rewards for referrals
The bank's generous discount programs and cashback rewards have helped me save significantly on my everyday purchases. The exceptional services and benefits have been so impressive that I've already referred three of my friends to join SFCU, and I plan to continue recommending it to others. Being a member of SFCU bank has truly been a rewarding financial experience.
Manikanta
Membership that gives you a whole lot more

Loyalty+ rewards, CashBack+ gift cards, way better cards, freebies and more.

Get smart about managing your money.

Learning Center

Make educated financial decisions, protect your personal information, and more with help from these handy resources. 

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Disclosures

All offers subject to membership eligibility, credit approval, and proof of graduation. A Social Security Number is required. Accounts must be opened within six months before graduation and six months after. Rates and terms are subject to change without notice.

1 $100 checking (spending) account bonus available for new Stanford FCU members only.
2 Credit card offer available up to $15,000 with stated income. Proof of income or a job offer may qualify for a higher credit limit. The aggregate unsecured loan amount (including credit cards, personal loans and lines of credit) is $20,000 per individual. The annual percentage rate may vary after the account is opened.

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