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Beware of impersonators! Calls, texts and emails claiming to be Stanford FCU, the IRS, police, government agencies, or an online romance can steal your information or money. Don’t share your login, password, or secure access code, and verify before sending money. Call us first at 888.723.7328opens phone dialer.

Alert Notification Icon

Beware of impersonators! Calls, texts and emails claiming to be Stanford FCU, the IRS, police, government agencies, or an online romance can steal your information or money. Don’t share your login, password, or secure access code, and verify before sending money. Call us first at 888.723.7328opens phone dialer.

Personal Savings

Setting up a savings account
has never been easier

Features

  • No monthly fee (an inactivity fee will be charged if there are no transactions in 12 consecutive months)
  • No opening deposit required
  • No minimum balance required to earn dividends (rate is variable)
  • Access funds with a debit card and Digital Banking
  • Set up payroll deductions or direct deposit to build savings faster
  • Deposits are federally insured by the NCUA to at least $250,000

Savings Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
Share (Savings) Account 0.10% 0.10%

Effective 9/5/25

Savings Education

Learn the financial basics about savings accounts with our Online Learning Modules.

Learn More

Dividends are compounded and paid monthly. Membership eligibility is required.

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