Commercial Real Estate Loans

Enjoy a highly personalized experience from a nationwide portfolio lender

Say YES to growing your assets and net worth with Stanford Federal Credit Union

We're here to assist you

We're here to assist you

Our team of lending professionals will provide you with the confidence and reliability to finance your commercial real estate ventures.

Features

Features

  • No prepayment penalty
  • Nationwide lending
  • Competitive rates
  • Rate lock options
  • Up to $10 million loan amount
  • 3, 5, 7 and 10-year terms available
  • Up to 30 year amortization
  • Investment properties and owner-user properties
  • Diverse property types
  • In-house team of experts

Asset types

Multi-family residential

  • 1-4 residential units
  • 5+ multi-family units
  • 1.15-1.20x minimum debt coverage ratio

Retail

  • Single tenant
  • Multi-tenant anchored/non-anchored
  • Mixed use retail/residential
  • 1.25x minimum debt coverage ratio

Office

  • Single tenant
  • Multi-tenant
  • Medical tenant
  • 1.25x minimum debt coverage ratio

Industrial

  • Light industrial warehouse
  • Flex/R&D
  • 1.25x minimum debt coverage ratio

Special use property

  • Self-storage
  • Education/schools
  • Government building/ hospitals/assisted living
  • 1.25x minimum debt coverage ratio

Recent closings

Lecanto, FL
$2,450,000 loan amount
64% LTV
Retail – Petsmart

Ontario, CA
$2,200,000 loan amount
40% LTV
Retail – La-Z-Boy

Pacific Grove, CA
$1,750,000 loan amount
47% LTV
12 units MFR

Bellflower, CA
$1,500,000 loan amount
38% LTV
16-units MFR

Stockton, CA
$1,175,000 loan amount
50% LTV
Multi-Tenant Anchored Retail (Dollar General, Person Centered Services, Kali Kutz)

Austin, TX
$872,000 loan amount
40% LTV
Retail/Fast Food – Tim Hortons

Get started today!

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