Business Deposit Rates
Business Savings and Certificate Rates
Business Savings Rates
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| Account Description | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Business Savings | 0.10% | 0.10% |
| Business Money Market | 1.55% | 1.56% |
Effective 10/31/25
Business Certificate Rates
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| Account Description | Dividend Rate (Minimum $100) |
Annual Percentage Yield (APY) (Minimum $100) |
|---|---|---|
| 3 months | 1.48% | 1.49% |
| 6 months | 2.90% | 2.94% |
| 7-Month No Penalty | 3.04% | 3.08% |
| 12 months | 3.28% | 3.33% |
| 24 months | 2.99% | 3.03% |
| 36 months | 2.80% | 2.84% |
| 48 months | 2.80% | 2.84% |
| 60 months | 2.80% | 2.84% |
Effective 10/31/25
Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings. The 7-Month No Penalty Certificate may be closed after seven (7) calendar days from opening with no penalty. Membership eligibility is required.