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Beware of impersonators! Calls, texts and emails claiming to be Stanford FCU, the IRS, police, government agencies, or an online romance can steal your information or money. Don’t share your login, password, or secure access code, and verify before sending money. Call us first at 888.723.7328.

Alert Notification Icon

Beware of impersonators! Calls, texts and emails claiming to be Stanford FCU, the IRS, police, government agencies, or an online romance can steal your information or money. Don’t share your login, password, or secure access code, and verify before sending money. Call us first at 888.723.7328.

Business Deposit Rates

Business Savings and Certificate Rates

Business Savings Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
Business Savings 0.10% 0.10%
Business Money Market 1.55% 1.56%

Effective 9/5/25

Business Certificate Rates

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Account Description Dividend Rate
(Minimum $100)
Annual Percentage Yield (APY)
(Minimum $100)
3 months 1.48% 1.49%
6 months 3.19% 3.24%
7-Month No Penalty 3.43% 3.48%
12 months 3.72% 3.78%
24 months 3.14% 3.19%
36 months 2.94% 2.98%
48 months 2.94% 2.98%
60 months 2.94% 2.98%

Effective 9/5/25

Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings. The 7-Month No Penalty Certificate may be closed after seven (7) calendar days from opening with no penalty. Membership eligibility is required.

 

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