First-Time Home Buyer's Guide

Because you'll always remember your first time
Download our free guide packed with helpful tips
Know what to do before you search for a home
Get tips on how to choose the right real estate agent
Find a neighborhood that feels like home
You're never alone

Of course we provide more than just a digital guide! Our Mortgage Consultants offer highly personalized, step-by-step assistance whenever you need it. 

A little bit of mortgage education goes a long way 

Especially when it's your first time. You might be feeling a mix of excitement and anxiety. We get it. That's why we put together this First-Time Home Buyer's Guide. It explains a lot of the details and phrases you'll come across during the process, because it's all about you moving forward with confidence. 

We're a not-for-profit credit union, so we're focused on helping you find the home loan that fits your needs while other places focus on loans that make them the most money.

Get our free First-Time Home Buyer's Guide!

Couple dreaming of home possibilities
Chance to win up to $2,500

Apply for a home loan (first mortgage, refinance, second mortgage, or HELOC) between May 15–July 15, 2026 and be automatically entered into our Welcome Home Sweepstakes for a chance to win $2,500, $1,000, or $500.*

Disclosures

*No purchase necessary. A purchase will not increase your chances of winning. Odds of winning depend on number of eligible entries. One entry per primary applicant. Owner-occupied properties located in the U.S. only. Entries into the Welcome Home Sweepstakes will be accepted from May 15, 2026 through July 15, 2026. Winners will be notified by email or phone call by July 20, 2026. Four winners will be randomly selected: one (1) winner will receive $2,500, one (1) winner will receive $1,000, and two (2) winners will each receive $500. Cash prizes will be deposited into the winners’ Stanford FCU checking or savings account by August 15, 2026. See Official Rules for full details.