Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.
1 APY= Annual Percentage Yield. Rate shown is available on 8/10/26 and is subject to change without notice. To secure the promotional rates on the 25-Month and 50-Month Certificates, you must apply between 8/10/26 and 9/30/26. Minimum opening deposit is $100 with no maximum. Additional rate bonuses are not available for these Certificates. A checking or savings account is required with Stanford FCU to open a Certificate. New money required. New money is money that is not currently in a checking account, savings account or Certificate with Stanford FCU. Once a Certificate is opened, the rate remains fixed through maturity. Dividends are compounded and paid monthly. Early withdrawal penalties apply and may reduce earnings. At maturity, the 25-Month Certificate automatically renews at a 24-month term and the 50-Month Certificate automatically renews at a 48-month term, at the rate in effect on the maturity date. At maturity and during the grace period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.
2 $500 discount for purchase and refinance loans is rebated after funding and cannot be combined with any other offer. Discounts do not apply to Home Equity Lines of Credit or refinancing an existing Stanford FCU mortgage.
3 Cannot be combined with any other offer, including Stanford FCU’s Loyalty+ program.
4 Earn 25,000 bonus points ($250 cash back) when you spend $1,500 on the credit card in the first 90 days of account opening. Does not apply to balance transfers. Additional points credited at the end of the month.
5 Data collected via online research on 7/1/26. Refer to the individual websites for details:
Stanford FCU: Everyday Spending Account, Service Fees
Bank of America: Advantage Plus Banking, Service Fees
Chase: Chase Total Checking, Checking Fees
*To receive 10,000 bonus rewards points, cardholders must pay their Stanford Reunion Homecoming registration sponsored by the Stanford Alumni Association between the dates of August 11 and October 18, 2026, with their Stanford Federal Credit Union Alumni Rewards or Stanford Athletics® Fan Rewards Visa Credit Card. Minimum purchase of $200 is required to earn the bonus rewards points. The transaction description on Stanford Federal Credit Union Alumni Rewards or Stanford Athletics Fan Rewards Visa Credit Card must be Stanford Reunion Event or similar between the dates of August 11 and October 18, 2026. The 10,000 bonus rewards points will be credited by November 19, 2026.
