Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.
1 APY= Annual Percentage Yield. Rate shown is available on 7/20/26 and is subject to change without notice. Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings.
2 $500 discount for purchase and refinance loans is rebated after funding and cannot be combined with any other offer. Discounts do not apply to Home Equity Lines of Credit or refinancing an existing Stanford FCU mortgage.
3 Cannot be combined with any other offer, including Stanford FCU’s Loyalty+ program.
4 Earn 25,000 bonus points ($250 cash back) when you spend $1,500 on the credit card in the first 90 days of account opening. Does not apply to balance transfers. Additional points credited at the end of the month.
5 Data collected via online research on 7/1/26. Refer to the individual websites for details:
Stanford FCU: Everyday Spending Account, Service Fees
Bank of America: Advantage Plus Banking, Service Fees
Chase: Chase Total Checking, Checking Fees