Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.

¹ To receive 10,000 bonus rewards points, card holders must pay their Stanford Reunion Homecoming registration sponsored by the Stanford Alumni Association between the dates of August 12 and October 19, 2025, with their Stanford Federal Credit Union Alumni Rewards or Stanford Athletics^® Fan Rewards Visa Credit Card. Minimum purchase of $200 is required to earn the bonus rewards points. The transaction description on Stanford Federal Credit Union Alumni Rewards or Stanford Athletics Fan Rewards Visa Credit Card must be Stanford Reunion Event or similar between the dates of August 12 and October 19, 2025. The 10,000 bonus rewards points will be credited by November 19, 2025.

² $500 discount for purchase and refinance loans is rebated after funding and cannot be combined with any other offer. Discounts do not apply to Home Equity Lines of Credit or refinancing an existing Stanford FCU mortgage.

³ Emergency Loans of $500 to $2,000 have terms up to 24 months and a 17.00% APR. Funds are provided the same or next business day into a Stanford FCU account. There are no fees, but a late payment fee may apply. You must be employed full or part-time at one of our partner companies for at least 6 months (interns, temps and contract employees do not qualify). Only one Emergency Loan at a time. Credit will be pulled for the sole purpose of confirming there is no bankruptcy, and the loan status will be reported to credit bureaus. Payment Example: A $2,000 24-month Emergency Loan at 17.00% APR would result in monthly payments of $98.88.

⁴ Cannot be combined with any other offer, including Stanford FCU’s Membership Rewards.

⁵ Earn 25,000 bonus points ($250 cash back) when you spend $1,500 on the credit card in the first 90 days of account opening. Does not apply to balance transfers. Additional points credited at the end of the month.