Stanford alums

Welcome Alumni!
12-Month Certificate up to 4.00% APY1
Free high-yield checking with early payday
New member cash bonus
Dedicated Personal Bankers
“By providing straightforward and customer friendly banking services. I always feel supported and respected and trust that SFCU is advocating and supporting the best interests of its customers.” ​

-Sina Z.

Mortgage fee discount up to $1,200

Save on purchase and refinance loans (RSUs included in underwriting)

New to Stanford FCU? You're right on time.

You can get up to $625 when you open a new account and do things you normally do–like set up direct deposit or sign up for eStatements. Collect yours!

New to Stanford FCU? You're right on time.

You can get up to $625 when you open a new account and do things you normally do–like set up direct deposit or sign up for eStatements. Collect yours!

Your credit union benefits will last a lifetime

Stanford University brought you here, but you’ll be a Stanford FCU member for life—taking advantage of our generous cash bonuses, high savings rates, low loan rates, personal service and virtually no fees.

Free investment portfolio analysis

Stanford Federal Investment Services can help you with financial planning to open up all types of opportunities.

Refer friends, get paid

Earn up to $2,500 by referring friends and family to us when they open an account.

Better than banks5

Just do a side-by-side comparison. You'll see why Stanford FCU is the way to go. Learn more.

Bank of America Advantage Plus Banking®
Chase Total Checking®
Monthly fee
$12
$15
Requirements to waive the monthly fee
$250 direct deposit or $1,500 minimum daily balance, an account owner is a member of the Preferred Rewards program
$500 electronic deposits, $1,500 minimum daily balance, or an average beginning day balance of $5,000 or more
Fee to use other ATMs
(in addition to the ATM operator fee)
$2.50 - $5.00
up to $5.00
Number of free ATMs in U.S.
16,000
15,000
NSF fee
$10
$34
Stop Payment fee
$30
$30
Temporary checks
Not available
$3 for 3 checks
Cashier’s checks
$15
$10
Debit card foreign transaction fee
3% of the U.S. dollar amount of the transaction
3% of purchase or ATM cash withdrawal amount
Jeanine Hansen
Relationship Manager
NMLS #760325

Jeanine Hansen has been in the financial industry for over 35 years, and joined Stanford FCU in 2003. She uses her extensive operations experience and knowledge to improve the financial lives of our members. Jeanine has a Bachelor’s degree in Management, and her specialty is member service as she carefully evaluates each member’s financial needs to ensure an exceptional experience.

Our members and their stories matter.

New members get Ambassador benefits for the first 3 months!

If all this speaks to you, get ready for a rewarding experience and open an account.

Disclosures

Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.

APY= Annual Percentage Yield. Rate shown is available on 7/20/26 and is subject to change without notice. Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings.

$500 discount for purchase and refinance loans is rebated after funding and cannot be combined with any other offer. Discounts do not apply to Home Equity Lines of Credit or refinancing an existing Stanford FCU mortgage.

3 Cannot be combined with any other offer, including Stanford FCU’s Loyalty+ program.

4 Earn 25,000 bonus points ($250 cash back) when you spend $1,500 on the credit card in the first 90 days of account opening. Does not apply to balance transfers. Additional points credited at the end of the month.

5 Data collected via online research on 7/1/26. Refer to the individual websites for details:
Stanford FCU: Everyday Spending Account, Service Fees
Bank of America: Advantage Plus Banking, Service Fees
Chase: Chase Total Checking, Checking Fees