We are Proud to Stand for VMware and its employees!

If you’re looking for a bank that focuses on service instead of service charges, Stanford FCU is the place for you! Your not-for-profit credit union was recently recognized by an independent research firm as the top credit union in California to deliver value to our members! We have minimal fees, great rates, and 30,000 fee-free ATMs nationwide!
    Stop by MobiCU to talk to a Mortgage Consultant


Financial Services

Checking & Savings

Credit Cards

  • Travel Benefits
  • No Annual Fee
  • No Foreign Transaction Fees
  • No Cash Advance Fees

See Rates

Auto and Mortgage Loans

  • Low Rate Loans
  • Up to 1.00% APR* auto loan discount on new or refinance from another lender
  • 90 Day No Payments on a new auto loan
  • Free Auto-Buying Program
  • Mortgage Loans Programs that fit your needs, including 80/10/10
  • Mortgage Loan Fee Rebate – Up to $700**
  • Home Equity Line of Credit

Additional Benefits


See Deposit Rates See Loan Rates

*APR= Annual Percentage Rate. All loans subject to credit approval. **Mortgage loan fee rebate applies to SFCU internal fees only. Third party fees apply. Programs subject to change – contact Stanford FCU for program details. ***Recurring direct deposit must post to your account within 60 days of your account opening date. Bonus $100 will be credited to your account within 30 days after satisfaction of conditions. Discounts cannot be combined with any other offer.

Special Offers

Stanford Athletics® Fan Rewards Credit Card

  • Football Fan Card
  • Athletics Fan Card

We are proud to be the Official Credit Card partner of Stanford Athletics®

Apply for the Athletics® Fan Rewards Credit Card

  • Choose from two exclusive card designs
  • Earn incredible rewards
  • Use a card with competitive rates

Check out the Rewards Catalog for travel, merchandise, gift cards and more.

Members Apply Now » Non-Members Apply Now »

$100 when you open your account

Open a Checking Account with $500 or more monthly direct deposit and we’ll put $100 into your new account! Complete the form below and your $100 coupon will be emailed to you. Open your account online or at any of our branches. Offer good for new members only.¹

¹ To qualify for the $100 bonus you must be employed by one of Stanford FCU’s Select Employer Groups, open a new Stanford FCU personal checking account with a minimum $5 balance and establish a monthly recurring direct deposit of at least $500 to your new checking account. The $100 bonus is not considered part of the minimum opening balance. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. Offer does not apply to second or multiple checking accounts and/or existing checking members and is limited to one bonus per household. The checking account must remain open a minimum of three months. Bonus $100 will be credited to your account within 30 days after satisfaction of conditions. Taxes due on the bonus deposit are the sole responsibility of the recipient. SFCU will report the bonus deposit to the appropriate state and federal agencies, as required by applicable law. Members are responsible for tax consequences (if any). $100 Deposit Bonus offer ends December 31, 2019. This offer is not good with any other Stanford FCU promotional offers. Offer is subject to change.


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Personal Banker

Stanford FCU Personal Bankers’ sole purpose is serving you! They ensure that all of your banking needs are being met and that your member-experience is always satisfying.

patty hagen
Introducing Patty Hagen:
NMLS #760326
Phone: 650.269.7434
Email: patty@sfcu.org
Set a Phone Appointment with Me

Already a Stanford FCU member? Our Contact Center is available 24/7 at 888.723.7328!

Get back into financial shape!

Compass Checking Account*

Compass Checking is right for you if you’re looking to re-establish a checking account after account troubles or ChexSystems records.

  • FREE checking account with NO monthly fees
  • Fee-Free access to 30,000+ CO-OP Network ATMs
  • Direct deposit required

Learn more about Compass Checking.

Open Account

To open a Compass Checking Account, click Open Account above and you’ll be directed to open a Basic Checking account. Enter the promotion code COMPASS.

*Some restrictions apply. Payroll direct deposit of $500 is required within the first 45 days of account opening. View complete details.

 man in car

Compass Loans

If you’re paying more than 18% APR on your loan, it’s time to switch!

Stanford FCU can help you get back into good financial shape if you have credit challenges. You’ll enjoy lower interest rates on loans and fewer fees.

Car Loans & Personal Loans*

  • Loans for all types of credit history
  • Affordable payments
  • Stanford FCU checking account with direct deposit is required

Credit Cards*

  • Low credit lines available
  • Secured credit lines to build credit history
  • Stanford FCU checking account with direct deposit is required

Apply Now

*APR = Annual Percentage Rate. Subject to account approval. Loan requirements: Monthly $500 direct deposit required into a Stanford FCU checking account.


Financial Fitness

Stanford FCU can get you on the right path to financial wellness. Take advantage of one-on-one counseling, seminars, checking and loan programs that are sensitive to credit challenges. We help you get back into financial shape.


Please fill out the form below and we will contact you with more information about our program.

Access to professional financial advisors and a full range of investment and insurance services with Stanford Federal Investment Services. Learn more
Stanford Federal Investment Services

Get your Free Home Buying GuideGet your Free Car Buying GuideHome Buying SeminarOnline Learning Modules

Company Visits

MobiCU — our full-service, fully staffed credit union branch and ATM on wheels — makes regular visits to the VMware campus. Stop by for all your banking needs!

Find MobiCU at VMware on the following days every month: 

2nd & 4th Tuesday
Open 11:00 AM
Close 3:00 PM
Location VMware Hilltop B
Hillview Ave, Palo Alto

See MobiCU’s Full Schedule

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