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1 Discounts for purchase and refinance loans include a $675 loan processing fee rebated after funding, plus a credit for loan closing costs that is applied after funding ($525 for purchase loans or $325 for refinance loans). Discounts do not apply to refinancing an existing Stanford FCU mortgage. Checking with $2,500 minimum direct deposit is required to receive the discounts. Offer expires 12/31/25.
2 Emergency Loans of $500 to $2,000 have terms up to 24 months and a 17.00% APR. Funds are provided the same or next business day into a Stanford FCU account. There are no fees, but a late payment fee may apply. You must be employed full or part-time at one of our partner companies for at least 6 months (interns, temps and contract employees do not qualify). Only one Emergency Loan at a time. Credit will be pulled for the sole purpose of confirming there is no bankruptcy, and the loan status will be reported to credit bureaus. Payment Example: A $2,000 24-month Emergency Loan at 17.00% APR would result in monthly payments of $98.88.
Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.