Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.
*No purchase necessary. A purchase will not increase your chances of winning. Odds of winning depend on number of eligible entries. One entry per primary applicant. Owner-occupied properties located in the U.S. only. Entries into the Welcome Home Sweepstakes will be accepted from May 15, 2026 through July 15, 2026. Winners will be notified by email or phone call by July 20, 2026. Four winners will be randomly selected: one (1) winner will receive $2,500, one (1) winner will receive $1,000, and two (2) winners will each receive $500. Cash prizes will be deposited into the winners’ Stanford FCU checking or savings account by August 15, 2026. See Official Rules for full details.
1 APY= Annual Percentage Yield. Rate shown is available on 6/22/26 and is subject to change without notice. Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings.
2 To be eligible for the You Join. We Donate. Kids Win program, you must be a Stanford Children’s Health employee or volunteer. Open a new Stanford FCU personal checking (spending) account with a minimum $5 deposit and establish a monthly recurring payroll direct deposit of at least $2,500 for 3 consecutive months. Payroll direct deposit is defined as recurring ACH payments from your employer or the Social Security Administration. Other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. Offer does not apply to second or multiple spending accounts and/or members with existing spending accounts. The spending account must remain open a minimum of three months. Donations to Lucile Packard Children’s Hospital Stanford on your behalf are not tax deductible. These donations are made by Stanford FCU. To the extent required by law, Stanford FCU will report the value of the offer to the IRS on Form 1099INT. Any applicable taxes are the responsibility of the account holder. This program is subject to change without prior notice.
3 Data collected via online research on 4/1/26. Refer to the individual websites for details:
Stanford FCU: Everyday Spending Account, Service Fees
Bank of America: Advantage Plus Banking, Service Fees
Chase: Chase Total Checking, Checking Fees