Stanford Medicine Children's Health

Welcome Lucile Packard Children’s Hospital employees!
22-Month Certificate at 4.20% APY1
8-Month Certificate at 4.10% APY1

Available thru 6/21/26

Free high-yield checking with early payday
New member cash bonus
Dedicated Personal Bankers
Summer Scamper
Sunday, June 21, 2026 | 7:30 AM – 12:00 PM Pacific Time

Gather your friends, family, and colleagues, and join us at Stanford University on Sunday, June 21 for the Summer Scamper 5k Run/Walk, Kids’ Fun Run, and Family Festival! When you support Summer Scamper, you bring care, comfort, and cures to children and families at Lucile Packard Children’s Hospital Stanford. Stanford Federal Credit Union is proud to be the lead sponsor of this year’s event.

Proud sponsor
“By providing straightforward and customer friendly banking services. I always feel supported and respected and trust that SFCU is advocating and supporting the best interests of its customers.” ​

-Sina Z.

Mortgage fee discount up to $1,200 (RSUs included in underwriting)
New to Stanford FCU? You're right on time.

You can get up to $625 when you open a new account and do things you normally do–like set up direct deposit or sign up for eStatements. Collect yours!

New to Stanford FCU? You're right on time.

You can get up to $625 when you open a new account and do things you normally do–like set up direct deposit or sign up for eStatements. Collect yours!

Save for now, later and future you

A simple way to grow your money across every timeline

22-Month Certificate

Longer-term savings you can let grow over time 

$100 minimum new money to open 
Available thru 6/21/26

4.20%
APY1
8-Month Certificate

Savings for short-term goals within the year 

$100 minimum new money to open 
Available thru 6/21/26

4.10%
APY1
Companion Savings

Money you keep available for everyday needs

Must be linked to a Certificate

3.25%
APY2
Personal Bankers, concierge service

Dedicated to you and your accounts, focused on your goals and strategies. Your Personal Bankers answer questions and provide all the assistance you need. 

Your credit union benefits will last a lifetime

Lucile Packard Children’s Hospital brought you here, but you’ll be a Stanford FCU member for life—taking advantage of our generous cash bonuses, high savings rates, low loan rates, personal service and virtually no fees.

Free investment portfolio analysis

Stanford Federal Investment Services can help you with financial planning to open up all types of opportunities.

Refer friends, get paid

Earn up to $2,500 by referring friends and family to us when they open an account.

You Join. We Donate. Kids Win.
When you bank at Stanford FCU, we’ll make a donation in your honor to the Lucile Packard Children’s Hospital Stanford.3
You switch to Stanford FCUWe Donate
  • New checking account with direct deposit
$100
  • Home loan up to​ $750,000
$250
  • Home loan over $750,000​
$500
  • Home Equity Line of Credit (HELOC)​
$150
  • Auto loan​
$50

Better than banks4

Just do a side-by-side comparison. You'll see why Stanford FCU is the way to go. Learn more.

Bank of America Advantage Plus Banking®
Chase Total Checking®
Monthly fee
$12
$15
Requirements to waive the monthly fee
$250 direct deposit or $1,500 minimum daily balance, an account owner is a member of the Preferred Rewards program
$500 electronic deposits, $1,500 minimum daily balance, or an average beginning day balance of $5,000 or more
Fee to use other ATMs
(in addition to the ATM operator fee)
$2.50 - $5.00
up to $5.00
Number of free ATMs in U.S.
16,000
15,000
NSF fee
$10
$34
Stop Payment fee
$30
$30
Temporary checks
Not available
$3 for 3 checks
Cashier’s checks
$15
$10
Debit card foreign transaction fee
3% of the U.S. dollar amount of the transaction
3% of purchase or ATM cash withdrawal amount
Lupe Lucero
Relationship Manager
NMLS #760317

Lupe Lucero joined Stanford FCU in 2008 as a Personal Banker, and has been in lending and business development for over 25 years. Lupe is a licensed California real estate broker, and also holds a California mortgage loan license. She has extensive experience navigating financial needs, and is knowledgeable in providing tools to achieve your healthy financial living goals.

Our members and their stories matter.

New members get Ambassador benefits for the first 3 months!

If all this speaks to you, get ready for a rewarding experience and open an account.

Disclosures

Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility. APY= Annual Percentage Yield. 

1 To secure the promotional rate on the 8-Month and 22-Month Certificates, you must apply between 5/18/26 and 6/21/26. Minimum opening deposit is $100 of new money with no maximum. Additional rate bonuses are not available for this Certificate. A checking or savings account is required with Stanford FCU to open a Certificate. New money required. New money is money that is not currently in a checking account, savings account or Certificate with Stanford FCU. Once a Certificate is opened, the rate remains fixed through maturity. Dividends are compounded and paid monthly. Early withdrawal penalties apply and may reduce earnings. At maturity, the 8-Month Certificate automatically renews at a 12-month term and the 22-Month Certificate automatically renews at a 24-month term, at the rate in effect on the maturity date. At maturity and during the grace period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.

2 The Companion Account rate shown is available on 5/18/26 and subject to change without notice. The Companion Savings account is linked to a Certificate and the account must be funded with new money from another financial institution. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. If the linked Certificate is closed, the Companion Account converts to a regular savings account earning a lower rate.

3 To be eligible for the You Join. We Donate. Kids Win program, you must be a Stanford Children’s Health employee or volunteer. Open a new Stanford FCU personal checking (spending) account with a minimum $5 deposit and establish a monthly recurring payroll direct deposit of at least $2,500 for 3 consecutive months. Payroll direct deposit is defined as recurring ACH payments from your employer or the Social Security Administration. Other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date. Offer does not apply to second or multiple spending accounts and/or members with existing spending accounts. The spending account must remain open a minimum of three months. Donations to Lucile Packard Children’s Hospital Stanford on your behalf are not tax deductible. These donations are made by Stanford FCU. To the extent required by law, Stanford FCU will report the value of the offer to the IRS on Form 1099INT. Any applicable taxes are the responsibility of the account holder. This program is subject to change without prior notice.

4 Data collected via online research on 4/1/26. Refer to the individual websites for details:
Stanford FCU: Everyday Spending Account, Service Fees
Bank of America: Advantage Plus Banking, Service Fees
Chase: Chase Total Checking, Checking Fees