¹ Open a Stanford FCU Basic or Premier Checking account with at least $5 and a minimum $1,000 monthly payroll direct deposit throughout the 3-month new member period. The recurring direct deposits must be posted to your new checking account within 60 calendar days of your account opening date. Offer does not apply to second or multiple checking accounts and/or existing members with checking, and will be limited to one bonus per household. The checking account must remain open a minimum of three months.

The bonus offer is only available to new Stanford FCU members beginning February 1, 2023, and eligibility requirements apply. The bonus will be credited to your checking account within 30 days from satisfaction of the requirements. The 3-month new member period begins on the first day of the month following your account open date. Any taxes due on the bonus deposit are the sole responsibility of the recipient. Stanford FCU will report the bonus deposits to the appropriate state and federal agencies, as required by applicable law. This offer is not valid with any other Stanford FCU promotional offer, and is subject to change without notice.

² Discounts for purchase and refinance loans include a $675 loan processing fee rebated after funding, plus a credit for loan closing costs that is applied after funding ($525 for purchase loans or $325 for refinance loans). Discounts do not apply to Home Equity Lines of Credit or refinancing an existing Stanford FCU mortgage. Checking with $1,000 minimum direct deposit is required to receive the discounts. Offer expires 8/28/23.

³ Emergency Loans of $500 to $2,000 have terms up to 24 months and a 17.00% APR. Funds are provided the same or next business day into a Stanford FCU account. There are no fees, but a late payment fee may apply. You must be employed full or part-time at one of our partner companies for at least 6 months (interns, temps and contract employees do not qualify). Only one Emergency Loan at a time. Credit will be pulled for the sole purpose of confirming there is no bankruptcy, and the loan status will be reported to credit bureaus. Payment Example: A $2,000 24-month Emergency Loan at 17.00% APR would result in monthly payments of $98.88.

Offers, rates and terms are subject to change without notice. All loans are subject to credit approval and membership eligibility.