Fraudsters are spoofing Stanford FCU phone numbers to make calls look like they're coming from us. We will never ask for your password, login ID, security code, PIN, or full debit or credit card number by phone, text, or email. If you're unsure a communication is really from Stanford FCU, hang up and call us directly at 888.723.7328.
Effective February 9, 2026.
| Service | Fee | Description |
|---|---|---|
| Wire Transfer – Incoming | $0 | None |
| Wire Transfer – Outgoing Domestic | $10 | Per wire |
| Wire Transfer – Outgoing International | $20 | Per wire |
| Account Research | $30 | Per hour (1 hour minimum) |
| Loan Payment Convenience Fee | $15 | Per item |
| Check Printing | Varies | Based on style |
| SFCU ATM Inquiry/Withdrawal | $0 | No SFCU fee (only other bank's fees); FREE access to Co‐op ATMs |
| Service | Fee | Description |
|---|---|---|
| Non‐Sufficient Funds | $0 | Item returned unpaid |
| Account‐to‐Account Transfer* | $0 | Automatic transfer from member's account |
| Courtesy Pay/Premium OD* | $10 | Per item over $10, up to 4 per day |
| Service | Fee | Fee Waived or Reduced |
|---|---|---|
| Business Spending | $0.00 $0.25 per check | No minimum balance requirement Maximum 50 free check clearings |
| Business Money Market | $10 | Waived with $2,500 minimum daily account balance |
| Inactivity/Dormant Account | $5 | Waived with $2,500 minimum daily account balance |
| Fees | Up to $100,000 |
|---|---|
| Unsecured BLOC | $1,000 |
| Equipment Loan | $1,000 |
| Business Auto Loan | $1,000 |
| Fees | $50,000 - $250,000 | $250,001 - $500,000 | $500,001 - $1,000,000 | $1,000,001 - $2,000,000 | $2,000,001 - or higher |
|---|---|---|---|---|---|
| Underwriting | $250 | $350 | $500 | $750 | $1,000 |
| C&I Documentation | $250 | $350 | $500 | $750 | $1,000 |
| CRE Documentation | $500 | $850 | $1,500 | $2,250 | $3,000 |
| Credit Report | $55 per person | $55 per person | $55 per person | $55 per person | $55 per person |
| Flood Certification | $20 | $20 | $20 | $20 | $20 |
| Wire Transfer | $25 | $25 | $25 | $25 | $25 |
| 4506C | $25 per tax return | $25 per tax return | $25 per tax return | $25 per tax return | $25 per tax return |
| Site Inspection | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state |
| Rate Lock Fee | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Fees | $50,000 - $250,000 | $250,001 - $1,000,000 | $1,000,001 - $2,000,000 | $2,000,001 - or higher |
|---|---|---|---|---|
| Processing | $795 | $795 | $795 | $795 |
Information and fees are subject to change.
*Must be opted in.
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