Auto Extended Warranty and GAP

Mechanical Breakdown Protection & GAP
Consider purchasing Mechanical Breakdown Protection and Guaranteed Asset Protection (GAP) when purchasing a vehicle. Your credit union provides several options to help protect yourself and your investment.

Mechanical Breakdown Protection (MBP)

Before you purchase your next vehicle, whether new or used, be sure to request a quote for Mechanical Breakdown Protection program. MBP protects you from expensive repair bills when mechanical failures occur – whether it’s the transmission, suspension, air conditioning, or any one of the major systems that may need costly repairs or replacement.

Our program provides some of the most extensive coverage available in the industry, as well as these great benefits:

•Rental Vehicle Reimbursement
•Tire Protection reimbursement
•Towing/Road service and lost key/Lockout
•Special Electronic Package
•Emergency Trip interruption reimbursement

Coverage is available on vehicles up to 15 years old and up to 150,000 miles at time of purchase. And best of all, MBP plans are affordable, up to 35% less than what most dealerships charge. You can also add the cost of the plan to your auto loan. Contact your loan officer today to take advantage of this valuable program — and drive your new or used car with peace of mind.
Certain restrictions apply. For additional questions or to obtain a quote, speak to your loan officer.

Guaranteed Asset Protection (GAP)
Vehicle values decline rapidly. That’s why your insurance settlement, in the event of an accident, may not cover your entire loan balance – unless, you have Guaranteed Asset Protection (GAP).

GAP is designed to eliminate your unpaid auto loan balance in the event your vehicle is stolen or damaged beyond repair (totaled). GAP supplements your primary auto insurance coverage.

GAP covers the difference between the actual cash value of your car (primary insurance settlement) and your outstanding loan balance at the time of your loss, less certain deductions like credit insurance or service warranty contracts.

GAP is designed for all drivers, whether you finance a new or used vehicle. And, the cost of GAP can be financed with your loan.

Certain restrictions apply. For additional questions or to obtain a quote, speak to your loan officer.

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