As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become and the more low-cost services we can provide. That’s the basis of our Membership Rewards program, the more service you use, the more benefits you’ll receive! Whether you are a borrow, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. Move all of your financial services to Stanford FCU and easily reach the highest level of membership Rewards. It’s easy to switch and we can help.
The Key Benefit Categories are the groups of qualifying Stanford FCU products and services that, when combined with a checking account and a $500 monthly direct deposit, increase your Membership Rewards status and the level of rewards benefits you receive.
Real Estate Loans (Real Estate Loans count as Two key products)
Investment Account with Stanford Federal Investment Services
It’s easy to qualify:
No, your direct deposit can also go into a Savings Account, Money Management Account, Premier Market Savings Account or Health Savings Account.
No, however, there are many other deposit accounts and loans included in the Key Benefit Categories. If you have qualifying accounts or loans at other financial institutions, transfer them to Stanford FCU. It’s easy and we can help!
Perhaps, but it depends upon whether you are using other qualifying products in the Key Benefit Categories which will keep you at the level for which you currently qualify.
No, the rate will remain the same through the Certificate term. However, when you renew your Certificate, you will receive a rate based on the Membership Rewards level for which you then qualify.
Yes, you will receive benefits for the highest Membership Rewards level for which you qualify for both your joint and your individual account.
No, your auto loan rate will remain the same through the term of the loan.
Have more questions? Contact us or call us at 650-723-2509 or 888-723-7328 outside the 650 area code.