Compare Checking Plans

Stanford FCU’s checking packages range from Basic Checking, our most popular checking account, to our top-of-the-line Stanford Premier Checking Account. Compare Stanford FCU to the Big Banks!

Our free Switch Kit eBook makes switching to Stanford Federal Credit Union Easy!

Easy Banking Benefits

Basic Checking Premier Checking
Description Our most popular checking account offers online banking and BillPay, check writing and more! Make your money work for you with our interest-earning checking account.
Minimum Balance
$20,000 minimum combined share and loan balances (including real estate loans) or $2,500 minimum daily checking balance.
Monthly Service Fee
Below Minimum Fee
Account Access
Non-Stanford FCU ATMs NO surcharge at CO-OP Network NO surcharge at CO-OP Network
FREE Online Banking and BillPay Yes Yes
FREE Mobile Banking with Mobile Deposit Yes Yes
6,000+ Shared Branch Network Yes Yes
Account Features
Instant Issue Debit Card Yes Yes
Design Your Own Debit Card Yes Yes
NO Monthly Fee on Debit Card Purchases Yes Yes
NO Foreign Currency Exchange Fees on International ATM or Debit Card Purchases Yes Yes
FREE Incoming Wires Yes Yes
FREE Checks N/A 2 FREE boxes of checks per year


Stanford FCU does not charge foreign currency exchange fees, but other financial institutions or merchants may.

Your wireless carrier may charge your mobile phone account for Web access.

All members are required to have a $5 membership balance in any of the following accounts: Checking Account, Savings Account, Money Management Account, Certificate or Individual Retirement Account.

These accounts are subject to all terms and conditions set forth in the current Important Account Information for Members Booklet and the Disclosure Fee Schedule.

Checking account packages are subject to change.