Compare Checking Plans

Stanford FCU’s checking packages range from Basic Checking, our most popular checking account, to our top-of-the-line Stanford Premier Checking Account. Compare Stanford FCU to the Banks!

Our free Switch Kit eBook makes switching to Stanford Federal Credit Union Easy!

Easy Banking Benefits

Basic Checking Premier Checking Student Checking
Description Our most popular checking account offers online banking and Bill Pay, Popmoney and more! Make your money work for you with our interest-earning checking account. Bank worldwide with 24/7 online and mobile access. Surcharge Free ATMs too!
Minimum Balance
$20,000 minimum combined share and loan balances (including real estate loans) or $2,500 minimum daily checking balance.
Monthly Service Fee
Below Minimum Fee
Account Access
Non-Stanford FCU ATMs NO surcharge at CO-OP Network NO surcharge at CO-OP Network NO surcharge at CO-OP Network
FREE Online Banking and Bill Pay Yes Yes Yes
FREE Mobile Banking with Mobile Deposit Yes Yes Yes
6,000+ Shared Branch Network Yes Yes Yes
Account Features
Instant Issue Debit Card Yes Yes Yes
NO Monthly Fee on Debit Card Purchases Yes Yes Yes
NO Foreign Currency Exchange Fees on International ATM or Debit Card Purchases Yes Yes Yes
FREE Incoming Wires Yes Yes Yes
FREE Checks N/A 2 FREE boxes of checks per year N/A


Stanford FCU does not charge foreign currency exchange fees, but other financial institutions or merchants may.

Your wireless carrier may charge your mobile phone account for Web access.

All members are required to have a $5 membership balance in any of the following accounts: Checking Account, Savings Account, Money Management Account, Certificate or Individual Retirement Account.

These accounts are subject to all terms and conditions set forth in the current Important Account Information for Members Booklet and the Disclosure Fee Schedule.

Checking account packages are subject to change.