Service Fees

Compared to our peers, Stanford FCU is in the bottom 10th percentile when it comes to low or no fees. We have made it a point to eliminate or maintain lower-than-average fees for services that our members use most often in an effort to provide our membership more value.

Effective December 1, 2016

Service Fee Notes Membership Rewards
Partner Discount Ambassador Discount
Wire – Outgoing Domestic $10 50% 100%
Wire – Outgoing International $20 50% 100%
Wire – Incoming $0 N/A N/A
Stop Payment Fee $20 Per item 50% 100%
Lien/Levy Processing Fee $15 Per notice 50% 100%
Account Research $30 1 hour minimum N/A N/A
Collection Item $20 Per item N/A N/A
Share (Savings) Account Withdrawal Fee $5 Per item – First 2 per month are FREE;
also FREE, if done via Stanford FCU ATM or Online Banking
N/A N/A
Non-Sufficient Funds (ACH or Check) $24 Per item N/A N/A
Overdraft Protection (ACH or Check) $24 Per item N/A N/A
Returned Deposit Item $24 Per item N/A N/A
Loan Payment Convenience Fee $25 Per item N/A N/A
Check Printing Varies Varies by style order.
Premier Checking receives two free boxes
of checks per year, up to a total of $35.
N/A N/A

Monthly Service Charges

Account or Service Fee Fee Waived or Reduced Membership Rewards
Partner Discount Ambassador Discount
Premier Checking $10 Fee waived with $20,000 minimum combined share
and loan balance or $2,500 minimum daily balance
50% 100%
Basic Checking FREE No minimum balance N/A N/A
Student Checking FREE No minimum balance N/A N/A
Premier Market Savings Account (Less than $2,500) $10 Fee waived with $2,500 minimum daily balance 50% 100%
Money Management Account (Less than $2,500) $10 Fee waived with $2,500 minimum daily balance 50% 100%
Inactivity/Dormant Fee $5 Waived if minimum daily balance in account is $2,500 or more 50% 100%