Wire Transfers

Wire Transfers are easy and secure through Online and Mobile Banking


Sending Wires

Please check our Fee Schedule for outgoing wire transfer fees. If you are sending an international wire, the funds must be sent in the recipient country’s currency. If the receiving bank only receives U.S. funds, a U.S. correspondent bank is required. This will ensure that your wire is routed properly.

1 teal All wires are sent through Online and Mobile Banking. A Funds Transfer Agreement and Form may be required before we can process your first request:

  • Domestic WiresAgreement is required
  • International Wires – Choose either TransferWise* (Agreement not required) or a traditional International Wire (Agreement is required)
2 teal Log into Online or Mobile Banking and select Payments & Transfers > Send Domestic or Send International Wire.
3 teal Follow the prompts to process your request and preview the exchange rate.
4 teal We will send a secure access code to your phone number on file. To prevent unauthorized transfers of large balances, Stanford FCU may also call to verify your identity.


  • Exact name on the recipient’s account
  • Recipient’s address
  • Recipient’s account number
  • Routing number of the receiving financial institution or its IBAN
  • Name, address and phone number of the receiving financial institution

Be sure to verify the accuracy of this information, as the transfers cannot be reversed.

New International Funds Transfers with TransferWise*

Faster and cheaper international funds transfers!

Stanford FCU is one of the first U.S. financial institutions to partner with TransferWise, an independent funds processor that has safely sent over 5 million funds transfers to 70 countries.

  • Low upfront fee (and no sneaky markup)
  • Fair exchange rate
  • Available 24/7
  • Fast—most transfers happen the same day
  • Bank-level security (without the bank)
  • Available for 15 currencies through your Stanford FCU Online or Mobile Banking (just follow the steps for Sending Wires and choose TransferWise*)

Watch video

TransferWise logo

Receiving Wires

Stanford FCU does not charge a fee for incoming wire transfers. There may be a charge assessed by the U.S. Correspondent Bank used to properly route the funds for international wires.

1 teal Provide the sender/payor the following information:

  • Name and address on the account (the name on the account must be an exact match)
  • 10-digit account number beginning with 900, or 9-digit number beginning with 700
  • Bank name and address:

Stanford Federal Credit Union
1860 Embarcadero Road
Palo Alto, CA 94303

Routing/ABA number 3211-7772-2
Stanford FCU SWIFT/Bank Identification Code (BIC) SFCUUS66

*TransferWise is currently unavailable to the following members: Those living in Nevada or Hawaii; members with a P.O. Box or international address; members under age 18; and members using a Symantec VIP security code. Other restrictions may apply.
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