Alert Notification Icon

We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

Alert Notification Icon

We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

You can bank with us!

The people you love get more of the money you send.

Faster, cheaper international fund transfers PLUS new members get up to $500!

Open Account
Free Checking Icon

Free Checking

Minimal Fees Icon

Minimal Fees

Personal Service

Personal Service

Low Loan Rates

Low Loan Rates

Deposit Rates

High Deposit Rates

New international fund transfers with TransferWise*

Faster and cheaper international fund transfers!

Stanford FCU is one of the first U.S. financial institutions to partner with TransferWise, an independent funds processor that has safely sent over 5 million funds transfers to 70 countries.

  • Low upfront fee (and no sneaky markup)
  • Fair exchange rate
  • Bank-level security (without the bank)
  • Fast—most transfers happen the same day
  • Available 24/7
  • Available for 15 currencies through your Stanford FCU Online or Mobile Banking (just follow the steps for Sending Wires and choose TransferWise*)

Join today and get up to $500

Checking with direct deposit and the promo code NEWMB are required before you can earn any bonuses, but you can mix and match your offers, or take advantage of all four to earn $500 in your first three months as a new member!

$100
Bonus

Open a checking account with direct deposit

View Disclosures

$100
Bonus

Make at least 20 debit card purchases/month for three months

$100
Bonus

Open a rewards credit card and make at least $500/month in purchases or maintain a minimum $2,500 balance for three months

$200
Bonus

Open a savings or money market account with a minimum $25,000

View Disclosures

Other ways to join

If you’re not a member of the Stanford community and you don’t work for one of our partner companies, you can still become a Stanford FCU member by joining the Friends of the Palo Alto Library (FOPAL) or Museum of American Heritage (MOAH). FOPAL and MOAH both offer Stanford FCU services as a benefit to their members.

  • Membership to FOPAL and MOAH is open to anyone
  • Pre-paid membership fee that supports local non-profit organizations
  • New members who qualify through FOPAL and MOAH may have additional requirements and initial account restrictions

Partner companies

Our members work for Google, Facebook, Verizon Media, Stanford University, and over 100 outstanding employers throughout the Bay Area. As a not-for-profit credit union, employees of our partner companies benefit from higher rates on deposits, lower rates on loans, minimal fees, Personal Bankers and special offers.

View Partner Company Directory

A U.S. address is required for membership. TransferWise and other services may be restricted for new members.

*TransferWise is currently unavailable to the following members: Those living in Nevada or Hawaii; members with a P.O. Box or international address; members under the age of 18; and members using a Symantec VIP security code. Other restrictions may apply.