You can bank with us!

The people you love get more of the money you send.

Faster, cheaper international fund transfers PLUS new members get $100!

Free Checking Icon

Free Checking

Minimal Fees Icon

Minimal Fees

Personal Service

Personal Service

Low Loan Rates

Low Loan Rates

Deposit Rates

High Deposit Rates

New international fund transfers with Wise*

Faster and cheaper international fund transfers—new lower fees and transfers to China!

Stanford FCU is one of the first U.S. financial institutions to partner with Wise, an independent funds processor that has safely sent over 5 million funds transfers to 70 countries.

  • No hidden fees or unfair added costs (we’re usually even cheaper than Wise direct!)
  • The real exchange rate
  • Available 24/7 through Online and Mobile Banking (Move Money > International Transfers > go past the first screen showing the fee to see your discounted fee)*
  • Send directly to an Alipay wallet
  • Fast—most transfers happen the same day
  • Bank-level security through your credit union
  • Available for 21 currencies (including China, India, Mexico, Europe and Canada)

Join today and get $100!*

man wearing sunglasses and holding phone outside

Open a checking account and sign up for direct deposit (use promo code NEW100). After 90 days and confirmation of your direct deposit, $100 will be deposited into your account!

View Disclosures

Other ways to join

If you’re not a member of the Stanford community and you don’t work for one of our partner companies, you can still become a Stanford FCU member by joining the Friends of the Palo Alto Library (FOPAL) or Museum of American Heritage (MOAH). FOPAL and MOAH both offer Stanford FCU services as a benefit to their members.

  • Membership to FOPAL and MOAH is open to anyone
  • Pre-paid membership fee that supports local non-profit organizations
  • New members who qualify through FOPAL and MOAH may have additional requirements and initial account restrictions

Partner companies

Our members work for Google, Facebook-Meta, Verizon Media, Stanford University, and over 100 outstanding employers throughout the Bay Area. As a not-for-profit credit union, employees of our partner companies benefit from higher rates on deposits, lower rates on loans, minimal fees, Personal Bankers and special offers.

View Partner Company Directory

A U.S. address is required for membership. Wise and other services may be restricted for new members.

*Wise is currently unavailable to the following members: Those living in Nevada or Hawaii; members with a P.O. Box or international address; members under the age of 18; and members using a Symantec VIP security code. Other restrictions may apply.