What are test deposits and how do I verify them?

Whenever you add an External Account (an account at another financial institution) in Online or Mobile Banking, we must verify that the other account belongs to you. We will make two small deposits into the account so you can verify the amounts and confirm ownership.

  • Log into Online or Mobile Banking
  • Choose Move Money > Add External Account
  • Follow the instructions (note that it can take a few days for the test deposits to arrive)
  • Once you see the test deposits in your External Account, you can log back into Online or Mobile Banking, choose Move Money > Add External Account to verify the deposit amounts

The test deposits will be withdrawn from your account, and you will now see your External Account as one of your transfer options under Move Money > Transfer Funds.


Need access to your accounts on the go?

Handle all your personal banking in one convenient and secure place, and deposit checks with a click of your smartphone. Just download the Stanford FCU mobile app from the App Store or Google Play, then follow the prompts.



Learn more about the convenient services offered through Online and Mobile Banking.

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