Deposit Rates

Account Description Dividend Rate Annual Percentage Yield (APY)
Share (Savings) Account 0.200% 0.200%
Companion Account* 2.000% 2.018%
Kid’s Stanford Savers Account 0.200% 0.200%
Premier Checking 0.100% 0.100%
Premier Checking – Ambassador 0.200% 0.200%
Individual Retirement Account (IRA) 0.200% 0.200%
Health Savings Account (HSA) 0.200% 0.200%
Premier Health Savings Account (PHSA) 1.500% 1.510%

 

Money Market Account Rates  (Learn about higher rates with Membership Rewards)

Account Balance Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.000% 0.000%
$2,500 and over 0.700% 0.702%

Money Market Account Rates for Ambassador Member Relationships (Learn about higher rates with Membership Rewards)

Account Balance Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.000% 0.000%
$2,500 and over 0.950% 0.954%

See Certificate Rates

Note: Rates effective November 15, 2018

 

*A Stanford FCU Certificate must be opened before a Companion Account can be opened. The Companion Account must be funded with new money from another financial institution, and the balance cannot exceed the companion Certificate balance.
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