Credit Cards

Student VISA®

Helping students wherever they go

Students are always on the move. Whether you’re traveling home for the holidays, studying a semester abroad or spending spring break somewhere tropical, Stanford FCU’s Student VISA® Card is accepted around the world. Plus, you get great benefits and free rewards. At Stanford FCU, we’re there wherever and whenever you need us — so you can keep living your life without banking hassles.


  • NO annual fee
  • Earn FREE Select Rewards points for travel and merchandise
  • Low annual percentage rate (APR)
  • NO foreign currency exchange fee — perfect for when you study abroad!
  • NO cash advance fee
  • NO balance transfer fee




Method of computing the balance of purchases:
Average Daily Balance Including New Purchases
VISA® Card
Annual Percentage
Rate for Purchase
Grace Period for
Balances of Purchases
Student VISA® 17.99% Corresponding to a daily period rate of 0.0493% 25 Days None

APR=Annual Percentage Rate

See Rates


No Hidden Fees

We don’t believe you should have to pay extra just to use basic banking services. We have the VISA® Card that fits your lifestyle without any hidden fees, allowing you to do more and bank less.

Annual Fee None
Cash Advance Fee None (Interest will be charged on Cash Advances starting on the transaction date.)
Balance Transfer Fee None (Interest will be charged on Balance Transfers starting on the transaction date.)
Rewards Program Fee None
Foreign Transaction Fee None
Late Payment Fee $7
Return Payment Fee $20.00 or the amount of the required minimum payment, whichever is less
Penalty APR None

See VISA® Agreement Disclosure


Subject to credit approval and all applicants must show proof of independent ability to pay or have a qualified joint/co-signer. Stanford FCU does not charge currency exchange fee on VISA® Check Card or VISA® Credit Card transactions. Other financial institutions may charge fees.Stanford FCU does not charge foreign transaction fees, but other financial institutions or merchants may.All members are required to have a $5 membership share balance in any of the following accounts: Checking Account, Savings Account, Money Management Account, Share Certificate or Individual Retirement Account.