|Share Account||Money Management Account||Premier Market Savings Account|
|A share account works just like a regular savings account. Opening a Stanford FCU share account is the easiest way to save.||Stanford FCU offers very competitive rates for the savvy saver. The sooner you begin to save the greater the reward!||Move your deposits from other financial institutions to Stanford FCU’s Premier Market Savings Account (PMSA) and you’ll be well compensated.|
|No minimum balance requirement.||$2,500 minimum deposit to open a MMA and earn dividends.||$25,000 minimum deposit is required to open and maintain PMSA.|
|A balance of $50 or more will earn dividends.||Larger balances earn higher rates.||The maximum is $2,500,00.|
|Make savings easy by setting up a payroll deduction||Funds in the account remain liquid. Up to three check withdrawals per month allowed.||Withdraw funds as often as you like without penalty.|
|FREE access through Online Banking.||Free access through Online Banking.||Free access through Online Banking.|
|A monthly service fee will be charged to the MMA if the balance falls below $2,500.||Balances under $25,000 revert to the current share account rate.|
As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become—and the more low cost services we can provide. That’s the basis of our Membership Rewards program—the more services you use, the more benefits you’ll receive! Whether you are a borrower, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. Move all of your financial services to Stanford FCU and easily reach the highest level of Membership Rewards. It’s easy to switch and we can help!
You’ll enjoy exclusive benefits like bonus deposit yields and loan rate discounts, unlimited surcharge-FREE ATMs worldwide and more based on your Membership Rewards level—so why stand for anything less? Make the most out of your banking experience with Membership Rewards.
|FREE Access to ATMs Worldwide Surcharge reimbursements for ATMS outside our ATM networks*||Yes, 3 per month||Yes, unlimited*|
|FREE access 30,000 CO-OP ATMs and 6,000 CO-OP Shared Branches||Yes||Yes|
|Certificate Bonus Rate||Yes||Yes|
|Money Management Account Bonus Rates||No||Yes|
|Premier Market Savings Account (PMSA) Bonus Rate||No||Yes|
|Premier Checking Bonus Rate||No||Yes|
|Discount on Auto Loan Rate||0.50% APR Discount||1.00% APR Discount|
|Stanford FCU Mortgage Fees Waived**||No||Yes|
|Below Minimum Balance Fees||50%||100%|
|Stop Payment Fee||50%||100%|
|Outgoing Wire Fees||50%||100%|
|Select Service Charges||50%||100%|
* Maximum ATM surcharge reimbursement is $5 per ATM transaction. ** Third-party fees still apply.