8-Month Fun in the Sun Certificate at 5.50% APY*

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A great rate for everyone!

  • $1,000 minimum deposit

  • Deposits are federally insured by NCUA

  • Offer ends July 31, 2024

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$250 new member bonus!**

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Open a Stanford FCU checking (spending) account with payroll direct deposit and use the promo code NEW250 to sign up. Offer available to new members beginning 6/3/24.

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Membership Rewards


Shareholders? Haven’t heard of them. We’re not-for-profit and owned by our members. This means all earnings go back to YOU in the form of lower fees, lower loan rates and higher deposit rates, just for being a member at Stanford FCU!

“The financial advantages at Stanford Credit Union are hard to beat. Their rates and terms consistently outshine those of big banks, which makes saving and growing your money easier and more rewarding. What’s more, the transparency and minimal fees are a breath of fresh air in an industry often known for hidden costs.” 

– Wilson L.

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Membership eligibility required.

*Annual Percentage Yield (APY). The disclosed APY was accurate as of 6/3/24 and subject to change without notice. This Certificate is for consumers only and does not qualify for a Membership Rewards rate bonus. Minimum opening deposit is $1,000 of new money with no maximum. To secure the promotional rate on the 8-Month Fun in the Sun Certificate, member must apply between 6/3/24 and 7/31/24. A checking or savings account is required with Stanford FCU to open a Certificate. New money required. New money is money that is not currently in a checking account, savings account or Certificate with Stanford FCU. Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings.

At maturity, the 8-Month Fun in the Sun Certificate automatically renews at a 6-month term, at the rate in effect on the maturity date. At maturity and during the grace period, you may change the term or balance of your account or make withdrawals without a penalty. The grace period begins at maturity and ends seven calendar days later.

**Open a Stanford FCU Everyday, Premier or High Yield Spending account with the promo code NEW250 and a minimum $2,500 monthly payroll direct deposit for 3 consecutive months. The first recurring direct deposits must be posted to your new spending account within 60 calendar days of your account opening date. Payroll direct deposit is defined as recurring ACH payments from your employer or the Social Security Administration. Other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify.

Offer does not apply to second or multiple spending accounts and/or existing members with a spending account, and will be limited to one bonus per household. The spending account must remain open a minimum of three months. The bonus offer is only available to new Stanford FCU members beginning June 3, 2024. The bonus will be credited to your spending account within 30 days from satisfaction of the requirements. The 3-month new member period begins on the first day of the month following your account open date. Any taxes due on the bonus deposit are the sole responsibility of the recipient. Stanford FCU will report the bonus deposits to the appropriate state and federal agencies, as required by applicable law. This offer is not valid with any other Stanford FCU promotional offer, and is subject to change without notice.

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