4 Ways to Protect Yourself Against Phishing Scams

Scammers never take a break! Just when you think they’ve run out of steam, another scam surfaces in which fraudsters try to quietly take both your money and information.

Don’t be the next victim! Here are four tips to help you protect yourself from phishing scams:

1.) Ignore suspicious emails

When online, be on guard. If you receive an email from an unidentifiable source, ignore it. Don’t reply to the email, click on any embedded links or open attachments. If you suspect an email is from a scammer, delete it and add the domain and email address to your spam filter to prevent a recurrence.

Similarly, never “friend” or otherwise accept communications from a stranger via social media. Facebook and Snapchat are for real buddies only!

As a general rule, it’s best not to share any personal information over the internet. If you do need to provide financial information over the web for completing a transaction, only use a secured site. You can verify a site’s security by looking for a lock icon on the browser’s status bar or by finding a URL that begins with “https.” The “s” signifies that this is a secure site. Remember, though, that these indicators are not foolproof in any way. Even a secure site can be hacked.

2.) Alert Stanford FCU

The best way to stop scammers in their tracks is to report every attempt they make. If you have reason to believe you’ve been contacted by a scammer impersonating Stanford FCU, let us know! Send us a secure message in Online Banking with all the details of the scam attempt so we can catch those crooks. It’s best to forward the exact email you received. If you’ve already deleted the email, report the date, time of day and all other details you can recall. The more we have to work with, the easier our hunt will be.

3.) Report all suspicious activity

While we will do all we can to stop these phishing scams, we can use all the help we can get. That’s why it’s important to file your complaint at www.ftc.gov. You can also visit the FTC’s Identity Theft website at www.consumer.gov/idtheft to learn how to minimize the fallout of a possible identity theft.

4.) Strengthen your computer’s protection

It’s always a good idea to beef up your computer’s border control. Equipping yourself with sufficient antivirus software will protect it from accepting these emails in the first place. If your software doesn’t update automatically, be sure to update it manually on a frequent basis so it will recognize and reject the most current viruses and scams.

A strong firewall will prevent scams and viruses by making you invisible on the internet and blocking all communication from foreign, unauthorized sources. It’s especially prudent to run a firewall if you use a broadband connection.

If you’re a genuine social media junkie, be sure to make your settings as private as possible. Don’t lay out your life for just anyone to see. Having another few hundred “friends” or “likes” is not worth the risk of a stolen identity!

Finally, as mentioned above, all suspicious email addresses should be added to your email’s blacklist as quickly as possible. Remember: Your spam filter is only as strong as you allow it to be.

With precaution, alertness and the proper steps toward prevention, you can keep yourself safe from phishing scams!

If you suspect that your Stanford Federal Credit Union account has been compromised, we’re here to help. Contact us right away at 888.723.7328 or send us a secure message through Online Banking.

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