A credit union is created by a particular population to serve that population. For example, IBM has their credit union, Hewlett Packard has their credit union, and Stanford University has Stanford FCU. Our members (customers) are our shareholders. Credit Unions are not for profit so any profit that we earn goes directly back to the membership. Banks do not require any affiliation to companies or organization; they serve the general population and have shareholders who gain profit.

Yes. Many of our international students use this convenient service. The fee for sending an international wire varies depending on where it originates. There is no charge for in-coming international wires. When you want to wire money from your bank abroad to SFCU, we will give you wiring instructions. These instructions are used at financial institutions throughout the U.S.

No. All you need is your passport and a visa permitting you to study or work in the U.S.

Yes.

There are several ways to access your SFCU account. You can use our 24-hour touch-tone phone service, visit any one of our branches on the Stanford campus, talk to a telephone representative, use any of our ATMs, and even log on to our online banking service via the Internet.

Yes. Each Member account is Federally insured to at least $100,000 by the National Credit Union Administration, an agency of the U.S. Government.

No. Once you establish an account with SFCU, you may remain a member and use our services for life. Even if you move abroad, you may access your account over the Internet ... several of our international students do this.