Compare Student Accounts

Our Most Popular! Stanford FCU eChecking (1)Stanford FCU Campus CheckingB of A
CampusEdge® Checking
Wells Fargo College Checking®
Checking Basics
Monthly FeeNONEYes (2)None for 5 yearsNONE
Overdraft Protection Transfer3 FREE, $2 after 3 (3)3 FREE, $2 after 3 (3)$10 per overdraft transfer (4)$10 a day (5)
ATM Service
Using Other Bank's ATMs4 FREE per month (6)2 FREE per month (6)$2 EACH transaction$2.50 EACH transaction
ATMs on Campus13 ATMs on campus/57,000 Nationwide13 ATMs on campus/57,000 Nationwide1 ATM on campus/16,500 Nationwide4 ATMs on campus/6,800 Nationwide
Check Card (POS)PurchasesFREEFREEFREEFREE
FREE Online Banking
e-StatementsYES - FREEYES - FREEYesYes
FREE Bill Payment ServiceYES - FREEYES - FREEYesYes
Other Service Benefits
Student Credit Card with RewardsYES - FREEYES - FREENoYes - $19 yr.
Incoming domestic wire feeFREEFREE$12$10
Incoming international wire feeFREEFREE$15$10
Share Certificates (CDs)WE'LL BEAT IT (7)WE'LL BEAT IT (7)Rates varyRates vary
Comparison information was obtained April 2008 via respective bank websites, telephone interviews, and bank disclosures. Information is subject to change.
  1. Member must have e-mail access. All correspondence between member and SFCU is by e-mail. Member will not receive U.S. Mail correspondence from SFCU unless it is a required form of communication.
  2. Monthly service fee $5.00
  3. Transfer from SFCU Savings. Overdraft protection also available from SFCU Line of Credit or SFCU Visa®.
  4. Overdraft protection from a linked B of A savings account. Overdraft protection also available from a B of A credit card.
  5. Transfer from an eligible WFB savings account. Overdraft protection also available from a Wells Fargo Visa.
  6. $1 thereafter—plus any surcharge fees from other institutions. NOTE: ATM fees not refundable at non-SFCU ATMs located at Tresidder Memorial Union and Stanford Medical Center.
  7. Published means advertised via newspaper, WWW, radio or television. California based banks only. Internet-only banks and credit unions excluded. SFCU Certificates will be opened on the existing schedule of maturities. This offer applies to new Share Certificate, IRA Certificates and SFCU Certificates at maturity with comparable terms and minimum balance requirements. Cannot be used in conjunction with special rate promotions by other financial institutions or other bonus rate programs offered by SFCU such as the Step-Up and Liquid Share Certificate.

Note: Please refer to the Truth in Savings Disclosures and Truth in Lending Disclosures of the respective financial institutions for additional details.

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