| Our Most Popular! Stanford FCU eChecking | Stanford FCU Campus Checking | B of A CampusEdge® Checking | Wells Fargo College Checking® |
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| Checking Basics |
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| Monthly Fee | NONE | Yes | None for 5 years | NONE |
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| Overdraft Protection Transfer | 3 FREE, $2 after 3 | 3 FREE, $2 after 3 | $10 per overdraft transfer | $10 a day |
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| ATM Service |
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| Using Other Bank's ATMs | 4 FREE per month | 2 FREE per month | $2 EACH transaction | $2.50 EACH transaction |
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| ATMs on Campus | 13 ATMs on campus/57,000 Nationwide | 13 ATMs on campus/57,000 Nationwide | 1 ATM on campus/16,500 Nationwide | 4 ATMs on campus/6,800 Nationwide |
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| Check Card (POS)Purchases | FREE | FREE | FREE | FREE |
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| FREE Online Banking |
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| e-Statements | YES - FREE | YES - FREE | Yes | Yes |
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| FREE Bill Payment Service | YES - FREE | YES - FREE | Yes | Yes |
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| Other Service Benefits |
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| Student Credit Card with Rewards | YES - FREE | YES - FREE | No | Yes - $19 yr.
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| Incoming domestic wire fee | FREE | FREE | $12 | $10 |
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| Incoming international wire fee | FREE | FREE | $15 | $10 |
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| Share Certificates (CDs) | WE'LL BEAT IT | WE'LL BEAT IT | Rates vary | Rates vary |
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Comparison information was obtained April 2008 via respective bank websites, telephone interviews, and bank disclosures. Information is subject to change.
- Member must have e-mail access. All correspondence between member and SFCU is by e-mail. Member will not receive U.S. Mail correspondence from SFCU unless it is a required form of communication.
- Monthly service fee $5.00
- Transfer from SFCU Savings. Overdraft protection also available from SFCU Line of Credit or SFCU Visa®.
- Overdraft protection from a linked B of A savings account. Overdraft protection also available from a B of A credit card.
- Transfer from an eligible WFB savings account. Overdraft protection also available from a Wells Fargo Visa.
- $1 thereafter—plus any surcharge fees from other institutions. NOTE: ATM fees not refundable at non-SFCU ATMs located at Tresidder Memorial Union and Stanford Medical Center.
- Published means advertised via newspaper, WWW, radio or television. California based banks only. Internet-only banks and credit unions excluded. SFCU Certificates will be opened on the existing schedule of maturities. This offer applies to new Share Certificate, IRA Certificates and SFCU Certificates at maturity with comparable terms and minimum balance requirements. Cannot be used in conjunction with special rate promotions by other financial institutions or other bonus rate programs offered by SFCU such as the Step-Up and Liquid Share Certificate.
Note: Please refer to the Truth in Savings Disclosures and Truth in Lending Disclosures of the respective financial institutions for additional details.