Real Estate Loans

First Time Buyer Program

Although getting your first home can be stressful, it doesn't have to be. In fact, we say it shouldn't be. That's why our Mortgage Service can provide you with the tools and information you need to make the right choices. And making the right choices means less stress for you.

From the initial purchase to the final sale, the SFCU Mortgage Service provides you with tools and information to help you make the right choices.

Remember that you don't always need to have a home picked out to apply for a loan. The lender is generally looking for two things in the application: your ability to repay the loan and your willingness to repay the loan.

Express-9 Closing Guarantee

Express-9 Closing Guarantee*, guarantees super-fast approval and home loan closing in 9 days or you'll receive a $100 Visa® gift card! Learn more now!

Home Buying Seminars

Don't know what to expect when buying your first home? We offer frequent Home Buying Seminars for our first time home buyers. These informative seminars are conduced by a real estate expert and help arm our members with the valuable information they need to buy their first home. And best of all, these seminars are FREE!

Benefits of Buying a Home

  • When filing for federal tax, you may be able to deduct the interest and local property tax portions of each mortgage payment you make. This might reduce your tax bill every year you file. (Consult your tax advisor regarding tax deductibility of interest.)
  • With each mortgage payment you make, you build equity. Not only do you increase your personal stake in your home, you also increase your net worth. Plus, as your home value increases (through home improvements you've made or real estate market changes), so does your equity.

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