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Direct Deposit and Pre Authorized Payment Information
SFCU is a receiver of electronic deposits and payments through the ACH (Automated Clearing House) system. You can arrange to have your Payroll (partial or net pay), Social Security, and other Benefit/Pension check automatically deposited to your SFCU account. You can also arrange to have your account automatically debited to make pre-authorized payments. The information provided below will assist you in initiating your request with the originator of the deposit or payment (e.g. Payroll Departments*, Government Agencies, Annuity Groups, Companies, Venders, etc.).
SFCU's ABA Routing Transit # is: 321177722
SFCU's Address: P.O. Box 10690, Palo Alto, CA 94303-0843
SFCU's Phone Number: (650) 723-2509
Your Account Number: Your savings or checking account number is the 10-digit # beginning with 90xxxxxxxx Note: Your member number is not your account number. Each savings, checking, loan, etc., you establish is assigned a separate, unique 10-digit account number, which is indicated on your statement.
For members with checking accounts, your checking account number is imprinted at the bottom of your check following our routing #321177722. In some instances members may still have checks with the previous 13-digit # beginning with 499xxxxxxxxxx imprinted on them. Both the 10-digit # beginning with "90" and the 13-digit # beginning with "499" are valid.
Stanford University or SLAC Employees:
*For employees of Stanford University or SLAC, forms to initiate or change a Direct Deposit of your net paycheck are available online:
- Stanford University Employees, please Click Here.
- SLAC employees, please Click Here.
Note: To have a portion of your paycheck sent automatically to SFCU through payroll deduction, you can visit any of our service centers or call member services and a representative will be happy to assist you.
Payroll Deduction
Payroll Deduction saves you time every payday. You have a portion of your paycheck sent automatically to SFCU for deposit into one or more of your accounts as specified. The amount of the payroll deduction may be raised or lowered at any time. To sign-up for payroll deduction, pick up the necessary forms at your payroll department. If you work for Stanford University or SLAC, the proper forms are available at the Credit Union.
