No, it's not a credit card, it's our Visa® Check Card - the "QUAD Card." It features a photograph of the Stanford University Quad as a reminder of your connection to the Stanford community!
- Pay like a credit card with funds drawn from your SFCU checking account.
- No finance charges or annual fees!

- QUAD Card is accepted worldwide, wherever Visa is honored.
- It's safer than carrying cash, more streamlined than a checkbook.
- QUAD Card also functions as your ATM card.
- You can use it at international ATMs and receive accurate, up-to-the-minute currency exchange rates.
- You can make point-of-sale transactions at gas stations, grocery stores, restaurants and other merchants that accept Visa or ATM cards.
Earn CUReward Points
Quad Card holders will start earning rewards automatically, no need to sign up.
- Signature Transactions - earn 1 Reward Point for Every $2 You Spend
- PIN Transactions* - earn 1 Reward Point for Every $3 You Spend
Putting More Stanford FCU in Your Life and Earning Rewards is Easy!
You can also earn points when you finance your home, vehicle, motorcycle, boat or RV through SFCU. You'll receive:
- 5,000 points for new SFCU Real Estate Loan (1st Mortgage)
- 2,500 points for refinancing your SFCU (1st Mortgage) Real Estate Loan
- 2,500 points for a new Home Equity Line of Credit or 2nd Mortgage
- 1,500 points for auto, motorcycle, boat or RV loan over $20,000**
- 1,000 points for auto, motorcycle, boat or RV loan under $20,000**
*ATM transactions do not qualify.
*Secured Loans including motorcycle, boats, RVs, Jet Ski, Snow Mobile, etc...any titled vehicle that can have a security interest via lien on title.