Consumer Loans

We offer outstanding rates and flexible terms!

You'll experience more than low auto loan rates at SFCU; you'll enjoy quick loan turn-around, loan discount programs, and even the personal services of our Free Auto Finder program.

Buying a New or Used Car? We've got the right loan for you!

Loans for New and Used Cars 
Up to 100% Financing* 
Repayment terms up to 84 months on loans $30,000 or more 
Rate Discount Programs 
Competitive Rates

Drive Green Loan

Stanford FCU will save you some green when you finance an environmentally friendly vehicle! We are proud to offer SFCU's "Drive Green Auto Loan" to reward our members who help support the preservation of our environment by driving hybrid or alternative fuel vehicles! You can now receive a 0.25% APR** discount off our new or used standard auto loan rates when purchasing a hybrid car.

Auto Equity Loan

If you're a California Homeowner and in the market for a new or used car, check out SFCU's Auto Equity Loan. It's an auto loan that uses your auto as well as your primary residence as collateral. We'll take a courtesy lien on your home, providing you with possible tax advantages (check with your tax advisor). The benefits of an auto equity versus a traditional second mortgage include: quicker decision, quicker access to funds, no appraisal, 100% financing, and terms to fit your budget.

What's a Convenience Check?

An SFCU Convenience Check works just like a personal check. Once pre-approved, you'll be presented a blank check with your name and address pre-printed on it--good up to the approved amount of your loan. Once you've found the vehicle you want, just make the check out to the dealership--it's that easy! With Convenience Check:

You name your price and write the check on the spot 
There's no going back and forth between the dealership and SFCU 
You can write a check for your auto purchase for any amount up to the maximum for which you've been approved (which means it's great for hagglers!)