Business Banking

Business Owner Planning & Succession Planning

These fee-based services include an analysis of the current state of your business and your goals as a business owner for the future of your business. After the analysis, we provide alternatives and strategies addressing the continuity or disposition of your business upon your retirement, death, disability or decision to sell. We also identify and evaluate tax consequences and their implications.

Individual and Group Benefits

Through Lincoln Financial Advisors and its affiliates, we offer a broad portfolio of insurance and investment products for both the business owner and the employees of the business. We can cover your needs for: medical, dental, vision care, long-term disability and long-term care. You can also get retirement plans: pension, 401(k), 403(b) and nonqualified plans.

Executive Compensation Planning

The focus here is the analysis and recommendation of various compensation strategies to attract, retain and reward key employees of the business. The financial and legal structure of the business will be reviewed and taken into account. Services can include nonqualified deferred compensation planning, with an analysis of the alternative methods, and other sophisticated planning methods.

Executive Financial Services

LFA may contract with your business to provide financial planning services to your executives, partners, and/or directors as a benefit. Each will be provided a personal financial plan addressing: Estate, Retirement, Investment, Insurance and Tax considerations.

For more information about these Business Planning Services, please contact SFCU at 650-723-2509 or toll-free, outside the (650) area code: (888) 723-7328

In all matters, LFA's planning services are analytical and advisory only and do not include any legal, accounting or other professional services. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies.

Lincoln Financial Advisors is a member of Lincoln Financial Group, the marketing name for Lincoln National Corporation and its affiliates. Supervising office: Lincoln Financial Advisors, 3000 Executive Parkway, Suite 400, San Ramon, CA 94583

CA License #OB60725

Lincoln Financial Advisors are available to you as a member of Stanford Federal Credit Union. SFCU assumes no liability for services rendered. This is a voluntary program and you are not obligated to participate.

This program is subject to change.